- Google Play price
- free
- Android installs
- 1M+
- Platforms
- Android / iOS
- Developer
- ONE Finance, Inc.
- Category
- Finance
- Source
- App listing
Screenshots
About ONE - Mobile Banking
ONE is a financial app offering banking services with no monthly fees. It allows instant money transfers and provides savings with high APY. Earn cash back on purchases and get early access to paychecks.
Key Features
High-Yield Savings
Earn 5.00% APY on savings balances up to $250,000 with eligible direct deposits or a $5,000 balance. Other balances earn 1.00% APY.
Instant Money Transfers
Send and receive money instantly with One to One. Simply search for a contact and pay anyone with a ONE account.
Cash Back Rewards
Get 10% cash back on your first Walmart purchase and earn 3% cash back on future Walmart purchases with eligible deposits.
Early Payday
Receive your paycheck up to two days earlier than usual, depending on when your employer sends the payroll data.
How to Use ONE - Mobile Banking
Open a free account to start managing your money. You can set up savings pockets to earn interest and send money to friends instantly.
Who Is It For?
This app is suitable for individuals looking for fee-free banking and savings options.
- Fee-conscious individuals
- Those seeking high-yield savings
- Frequent Walmart shoppers
Things to Know
Not a Bank
ONE is a financial technology company, and banking services are provided by Coastal Community Bank, Member FDIC.
Account Eligibility
Approved accounts are FDIC insured up to $250,000. Some features require eligible direct deposits or minimum account balances.
Cash Back Promotions
Special cash back offers, like 10% at Walmart, are available for a limited time after account opening.
Download ONE - Mobile Banking
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